Best Credit Cards for Gamers [All Tested]
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Credit cards can benefit gamers by earning rewards and cash back to spend on gaming purchases and other purchases that gamers would like to make. I mean, who wouldn't want free games or in-game items? Although, which credit cards are worth using? Below we have covered some of the best options for gamers that can help you get the games and items you want for cheap!
We have tested some of the most popular credit cards that are not only the easiest to apply for but have the lowest fees for the highest gaming rewards for you and your gaming lifestyle. We will cover the cards that we think have all of those benefits in the most optimized way, and that every credit card gamer should know about!
BuffPay Card
Although the BuffPay Card is only a debit card, it is still one of the most favored debit reward options for gamers.
Card Available | Annual Fees | Points Per $1 |
BuffPay Debit Card | 0% | 1-4 |
Considering credit cards can negatively affect your credit score or get you into serious debt, the debit card allows you to spend the money you want, and still get great deals on games.

Some of the best features of this card are the ability to use it anywhere. Not only is it a Visa so you can use it internationally if needed (with a foreign transaction fee), but you can even buy from grocery stores and earn points! Account opening is also easy, with no annual fee, and cash back compared to cash spent is actually a decent percentage. If you want to know more about this card, be sure to check out our BuffPay Card review!
PlayStation Visa Credit Card
The PlayStation Visa Credit Card is another one of the best credit cards for gamers that could be beneficial to all gamers from the PlayStation platform.
Card Available | Annual Fees | Points Per $1 |
PlayStation Visa Credit | 0% | 1-5 |
Not only is the PlayStation Visa Credit Card focused on gamers and their purchases, but it is actually easy to apply for if you already have a decent credit score of at least 650.

The PlayStation Visa credit card can be used anywhere from grocery stores to electronic stores or even directly Sony products (which gives more credit card rewards for gaming purchases). This card also has the great feature of attaching internet and cable bills which can let you passively earn points while you pay for bills! If you want to know more about this card, be sure to check out our PlayStation Visa Credit Card review!
Wells Fargo Active Cash Card
Although this is not directly created for gamers, users can absolutely use this credit card for gaming purchases, and high cash rewards.
Card Available | Annual Fees | Points Per $1 |
Well's Fargo Active Cash Card | 0% | 1-2 |
Wells Fargo active cash card is also with no annual fee, which is great and already putting it at the top of the list.

The best qualification the Wells Fargo Active Cash Card gives that makes it a great credit card for gamers is the high rate of cash back. From $1,000 is spent you receive $200 back, and you can receive up to 2% from purchases from anywhere. Along with being a Visa, which makes it available to be used internationally (with foreign transaction fees). Redeem rewards in a fantastic way with this credit card on games and in-game purchases. We recommend placing subscriptions or cable and internet bills to passively earn rewards!
Not to mention this is also one of the simplest credit cards to own, with no super complicated requirements.
Bank of America Customized Cash Rewards Card
Another Credit Card that is not focused solely on gamers but has great cash back options with rewards of up to 3% per $1 spent.
Card Available | Annual Fees | Points Per $1 |
Customized Cash Rewards Card | 0% | 1-3 |
Along with 2% back for grocery stores purchases which is double the average rate back on other credit cards. We recommend this card for online purchases.

Along with this, you can make purchases with six other categories that give back the most for each dollar spent. These categories can be travel, gas, dining out, home improvement, furniture, and drugstores. For gamers, the online option is the best as you can purchase from online stores that most gamers purchase from such as BestBuy.com, Target.com, Amazon.com, and many others.
With a 0% APR for the first 18 balance transfers, this is another one of the best credit cards for gamers.
Amazon Prime Rewards Visa
The last but still recommended credit card for gamers is the Amazon Prime Rewards Visa Credit Card.
Card Available | Annual Fees | Points Per $1 |
Prime Rewards Visa | $139 (Prime Subscription) | 1-5 |
With this credit card, gamers have the ability to redeem rewards to purchase games or consoles through the Amazon website, including free shipping!

The Amazon Prime Rewards Visa also gives gamers a free subscription to Twitch.tv and access to free in-game loot and games. Something that most other credit cards do not offer that is useful for more than just games. The only downside to this card is you will need to already have a Prime membership on Amazon, which is equal to $139 a year, to be eligible.